Inform us concerning the loan that is personal want, then offer us with a few factual statements about your self along with your funds

Inform us concerning the loan that is personal want, then offer us with a few factual statements about your self along with your funds

Borrow as much as $50,000 unsecured

Personalised prices from 6.99per cent ?(contrast price 7.79% )?

Our latest honors

How do we assist?

Or choose another loan function

Just how to apply online

Step One. Get to know you

Step 2. Get your loan offer

We’ll present a loan that is detailed along with your interest rate, borrowing limit and repayments so that you could accept.

Step 3. Get your cash

Once you accept your estimate and offer some details that are final many people get their funds in 24 hours or less.

That which we provide

$2K – $50K

Loan restrictions

3 or 5 years

Loan terms

$275 or $575

Establishment cost

Early payment cost

  • All loans are unsecured
  • Prices from 6.99per cent – 25.69% p.a. ? (comparison price 7.79% – 26.65% p.a. ?)
  • Your price is fixed when it comes to lifetime of the mortgage
  • You are able to repay regular, fortnightly or month-to-month
  • Establishment charge of $275 for loans under $5,000 ?
  • Establishment charge of $575 for loans $5,000 and over ?
  • No account that is monthly costs

A good and easy unsecured loan

If usage of cash is keeping you right right right back, we’re here to simply help

A lot more than a loan

Behind the scenes is an amiable and committed group willing to answr fully your concerns which help you finance your targets with an on-line loan.

Personalised prices

Get an interest that is fair that’s personalised to you personally. Everybody’s needs are very different, which is the reason why you’ll get an interest rate according to your circumstances – not every person else’s.

Simplified borrowing

Our 100per cent online procedure allows you to use for that loan when, anywhere. Our interest levels and costs are really simple to realize, so you won’t have shocks.

Fast personal bank loan estimate

Utilize our unsecured loan calculator to get a fast estimate regarding the prices and repayments you may anticipate for the online loan.

Typical personal bank loan concerns

Who’s Harmoney?

Harmoney established in 2014 as NZ’s first licensed peer-to-peer unsecured loan provider. Since that time, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and New Zealand (March 2020).

Today, we investment loans more typically, but our focus continues to be the exact exact exact same: to help make the borrowing experience fairer, faster and much more available also to eliminate the inconvenience, awkwardness and doubt connected with conventional borrowing.

Our function is always to help and encourage individuals attain their objectives through financial loans which can be friendly, reasonable and easy to utilize. We all know that usage of cash during the right time can make a massive huge difference and then we think accountable financing is essential for helping people embrace the opportunities that life gift personal loans installment payments suggestions.

Is just a loan that is personal for paying down personal credit card debt?

An loan that is online the type of a debt consolidation reduction loan may be a good way to repay personal credit card debt along with other debts, however it’s perhaps maybe perhaps not suited to everybody.

Why make use of a personal bank loan rather of expanding my mortgage?

These days, low interest for mortgages makes it tempting to boost a home loan with additional financial obligation to save lots of you interest charges. It’s an alternative that’s worthwhile considering it can sometimes end up being more costly in the long run if you have equity, but.

We’ve written concerning the advantages and disadvantages of expanding your home loan, that will help you make a decision that is informed handling financial obligation:

Exactly what do i take advantage of a personal bank loan for?

Harmoney online loans are extremely versatile and may be employed to fund just about anything you need to.

Debt consolidation reduction, home improvements and renovations and car lease are popular reasoned explanations why individuals submit an application for a loan that is personal. We additionally provide wedding loans, training loans and loans that are personal medical costs, items for your home, travel and vacations and much more.

If cash and funds are keeping you right right right back from attaining the things you desire in life, keep in touch with us exactly how a loan that is personal assist.

Am I going to be eligible for a Harmoney loan?

In brand brand brand brand New Zealand – to try to get a loan that is personal have to:

  • Be 18 years or older
  • Be A permanent Resident or brand New Zealand resident
  • Be making a stable earnings